As I understood from Payoneer’s Blog and their videos, money on your account and money on your card are two separate piles of moneys 
So, if you have a card, things are much more tricky and risky, but if you don’t (like I don’t have a card) - then you are not affected by this mess. I did’t change my payout destination, so I guess you can say I will trust Payoneer. That’s just my personal opinion, and I don’t encourage anybody to follow, everyone have to decide on his own.
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