ACH bank transfer? Wise alternative?

Hi. I have been using Wise in the last years. After I moved most of my international payments to Wise they verified me aaaaand… Told me that payments from Envato are considered as a business transfers and I need to open business Wise account. BUT Wise business accounts are currently unavailable for EU so I had to come back to swift/paypal which is way more expensive.

Do you know any other US online bank which allows local USD ACH transfers?

Have you tried Payoneer?

Nope, it uses ACH, right?

I have no problem in Spain.

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Nice. Gonna pm you. Thx