Envato Credits: Lesson Learned. What are some constructive options?

Since envato closed the thread, I’d like to continue it in asking the forum to list BEST PAYMENT OPTION SCENARIOS. This is something not only Envato.com could benefit from but the rest of the developer community when building their own sites.

Yes, I closed that thread because you were asking for alternative sites to purchase plugins, templates, themes which is against our community guidelines. Thanks for understanding.

Please keep the discussion on topic and keep in mind our community guidelines. Thank you!

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One option mentioned was PayPal. But is that really an answer? Could it be that a companies business plan and strategy is not sustainable? If so, why? Is Envato looking to pivot or an exit to sell the company to an investor to show profit margins? What would you do if you owned a market place like Envato?