I hadn’t seen that post, and after open it and see some post, i feel free for not to see it before.
When somebody who is just writing just his opinion has to apologize for that, that means something is not working.
The message from Enable for me, is a threat.
And about removing credit, i think is a logical company move, and only good for the company; first was the ADP, second take out the credit and all this is to move a lot of clients to Elements, is a way of promote the new model.
Sorry for late, i was on the beach, lucky me!