@chandanlive - I have shown below the simple math considering $200 withdrawal using Global Bank Transfer.
$200 - $3 = $197 (Final amount in USD, which will be converted to INR using rates of up to 2.75% above the official mid-market rate at the time of transfer)
$1 = 60.8 x 2.75% = INR 59.128
Total = 197 x 59.128 = INR 11648.216.