whats wrong with my bank account?

I think it must be only your name (the same name as on Envato). Maybe you can your answer here:

https://forums.envato.com/t/changes-to-how-authors-receive-earnings-payouts-from-envato/150822/1

Today we’re announcing an update to how authors receive payments from Envato Market. Beginning February 28, 2018, we will require you to choose only one payout destination that must be owned by you.