.settings files vs .drp files for DaVinci Resolve

I’m trying to figure out a way to discern if the titles, lower 3rds, and transitions I’m purchasing are .settings files vs. .drp files.

.drp files are just to time consuming and difficult for me to use…I prefer just dropping the files in my folders in DaVinci and just drag and drop them into my project.

But it seems like all of the files say “DaVinci Resolve project files are included.” But then they’ll also say “easy to use,” and “drag & drop.” Then when I purchase them, they turn out to be .drp files and not true drag & drop files.

Is there anyway at all that I can tell if they are in-fact .settings files (which are true drag & drop files) vs .drp files which are not.