rejection of gift card

i followed every bit of instruction this time but by card is rejected again can someone guide what i am doing wrong

this is the design
and also can someone guide me about thumbnails 80x80 is blurred what can i do to fix that

Looks like freebie, I can create a similar one within few minutes by using some free stock images.

I like it. I dont know what is the problem.

okay what would u suggest to make it look non freebie?
it ll be helpful if u will guide me a little.

thank you i really want to know too its my 4th gift card that has been rejected and i really want it to work so if u have any tips let me know