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You won’t find that out of the box
Buddypress might seem like a logical launchpad platform but if you plan to scale to even a tiny % of what OnlyFans does, then you will find yourself struggling.
(proper) websites like that are custom-built for purpose to optimise the basic functionality and UX, plus have significant ongoing investment in other requirements like hosting, security, etc
Onlyfans has lots of functionality and is a very complex site. Finding a theme similar to that won’t be an ideal approach. I think you should hire a developer and add functionality to your website as per your requirements. Or you can try some themes for content sharing purposes like “go watch” or “video news”.
It’s not an easy project as you need to invest serious amount of the money.