I tried my best to create a great looking birthday card with 3 color schemes and arranged all the layers accordingly.
I also made sure that it is very easy to edit the text and also select a color-scheme.
But the template still got rejected.
I used free fonts and mentioned them in the help file and the description.
This is the link to the zip file with PSD etc. https://1drv.ms/u/s!ArJHgD_ehpS3goIUyKGujZhWwP9TVg