Can I use this licensed images on my Preview Image

Hi guys, i have a question about license.

Can i use this image my PSD design? for Preview purpose only not include last main files!

Images has this licence : by-nc-nd

No it says not for commercial use.

You could try contacting the creator and asking permission but without that you definitely can’t.

Tahnk you for help
Permission simply ask or need any signature?

Prob best to get it in an email at least but I am not a lawyer